LONGHOUSE

Contractors Professional

WestPac has several professional programs available for most parties involved in the construction process.  While some projects pose placement challenges, the marketplace has grown to offer coverages that most contractors need.  On top of this, WestPac has evolved its offerings to true architects, engineers, and design-build firms as well.

Eligible Risks:

  • Contractors
  • Commercial General Contractors
  • Residential Builders
  • Trade Contractors
  • Design Build Contractors
  • Environmental Testing/Remediation Contractors

 

Professional Classes:

  • Architects
  • Engineers
  • Agency and  At-Risk Construction Managers
  • Construction Consultants
  • Inspectors
  • QAQC Service Providers
  • Decorators/Designers
  • Surveyors
  • Draftsman
  • Construction Materials Testing
  • Product Testing
  • Mapping Services

Program Highlights:

  • $2,500 Minimum Premiums (Risk and Class Dependent)
  • Admitted and E&S, “A” Rated AM Best Markets
  • High Limit Capacity
  • Various Deductible Options
  • Claims Made Offerings
  • Residential, Commercial, & Industrial Work Accepted
  • Faulty Workmanship Coverage
  • Professional Policy issued with General Liability enhancement  available for some classes.
  • Professional/Pollution Packages Available
  • Owners Protective Professional Indemnity Policies Available

On the forefront of the construction industry’s risk lies professional liability.  Too often, contractors assume only their architects, engineers, and others providing professional services are the only entities that have profesional exposures and thus overlook professional liability coverage.  At its core, Contractor’s General Liability provides coverage for 3rd party bodily injury or property damage and not necessarily errors or omissions resulting from rendered professional services. Nor does the GL provide coverage for the vicarious liability of the contractor architect, engineer, or other parting providing professional services.

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