General Contractors & Home Builders

WestPac shines when it comes to home builders. From day one, home builders have been at the heart of our company and where we continue to be the strongest. We understand that a catered insurance program is one of the biggest assets for a home builder, especially in highly litigious construction defect environments. While competitive premiums are necessary, consistent markets with robust coverage forms truly help home builders stay in business when presented with construction defect lawsuits.

Like all contractors, Commercial General Contractors are not immune from market cycles and thus insurance programs must adjust to market demands. Westpac’s Commercial General Contractor program includes multiple carriers eager to write a broad range of commercial GC’s depending on their size and project scope. Whether though practice policies, project specific policies, or WRAPs, WestPac has emerged as the nation’s top wholesale brokers for Commercial General Contractors.

Commercial GC's for All Project Types Accepted:

  • Apartments
  • Offices

  • Strip Malls/Shopping Centers

  • Mixed Use

  • Senior Living Facilities

  • Hospitals

  • Schools

  • Government/Municipality Structures

  • Parking Garages

  • Storage Spaces

  • Sports/Athletic Complexes

  • Concert Venues/Auditoriums

  • Airports

  • Open Space Park Development

  • Forest Service Projects

  • Marina Projects

  • Many More!

Program Highlights:

  • Only AM Best "A" rated markets

  • Minimum premiums as low as $1,250

  • ADMITTED options available in CO and UT

  • Custom home builders, semi-custom, tract, and multi-family builders all accepted
  • Owners/Developers also accepted

  • Binding and brokerage markets available

  • Project Specific, WRAP, Pollution, Builder's Risk, Inland Marine, Property, and Umbrella/Excess Policies all also available for homebuilders.

  • Integrated industry partnerships with 3rd party Warranty, QA/QC, Associations, and Risk Management firms

Coverage Options:

  • Subsidence/Earth Movement

  • Per Project Aggregate

  • Additional Insured for Ongoing and Completed Operations

  • Primary/Non-Contributory wording and Waiver of Subrogation

  • Coverage for work performed by subcontractors

  • Higher primary limits available

  • Various deductible options

Document Downloads

Please see a brief list of Supplemental Applications listed below. Please contact our office for additional applications pertaining to specialized risks.

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