DirtPac - Excavation and Grading Program

WestPac's Excavation and Grading Program,
Including Exclusive Admitted and E&S General Liability Options

WestPac’s construction specialty shines with DirtPac, our insurance and risk management solution for the Excavation and Grading Industries. With exclusive Admitted and E&S markets and a broad offering of other leading markets, WestPac is well-versed on the needs of these firms and proves this regularly. Our new DirtPac program offers a variety of carrier and coverage options to meet the Industry’s needs. Rest assured that your clients are in good hands. We also have superior risk management teams who can help you speak with your clients on various risk and loss control measures.  When you think dirt movers, think DirtPac.


  • Exclusive Admitted General Liability/XS carrier in select states, including Arizona, Colorado, Kansas, Missouri
  • Multiple E&S carrier options throughout the Western U.S.
  • Targeting Excavation, Grading, & Landscaping
  • Snow, concrete, and more work accepted
  • No tract home limitations with some markets
  • No Continuous/Progressive or Prior Acts Language
  • Subsidence/earth movement coverage
  • AI for Ongoing and Completed Operations, Primary and Noncontributory, Waiver of Subrogation, and Per Project Aggregate available
  • New Residential, New Commercial, Industrial, Municipal and Oil & Gas accepted
  • New ventures accepted
  • Low deductible options available
  • Minimum Premium as low as $2,500
  • Additional policy options available for Workers’ Compensation, Inland Marine, Auto, Umbrella and Pollution Liability
  • Integrated third party risk management services available

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