Artisan & Trade Contractors

As construction specialists, WestPac has a diverse market mix for artisan and trade contractors of all types performing residential, commercial, or industrial work.  Our markets are extremely competitive in this segment whether the account is a single person entity or the region’s largest trade operations.  Our capabilities are strong, but our knowledge and expertise allows us to understand trade contractors’ exposures, identify their typical contractual obligations, and align policies that best fit the account.

Artisan & Trade Classes:

  • Carpentry - Interior
  • Commercial Plumbing
  • Concrete Construction
  • Crane & Rigging Contractors
  • Debris Removal Contractors
  • Drywall Installation
  • EIFS Contractors
  • Electrical Work within Building
  • Excavation
  • Fence Erection
  • Floor Covering Installation
  • Framing
  • Grading
  • Gutters
  • HVAC
  • Interior Decorators
  • Janitorial
  • Landscape Gardening
  • Lawn & Garden
  • Painting Exterior/Interior
  • Roofing
  • Siding
  • Stone & Tile Contractors
  • Stucco Contractors
  • Windows/Doors/Skylights
  • Many More!

Program Highlights:

  • Only AM Best A- and higher rated markets
  • Minimum premiums as low as $750
  • Admitted options in some states
  • Underwriting authority granted to WestPac for most classes, yielding quick turnarounds
  • Integrated industry partnerships available to assist the client with the risk management and risk transfer strategies

Coverage Options:

  • Additional Insured for Ongoing and Completed Operations forms available on a blanket and scheduled basis
  • Primary/Non-Contributory and Waiver of Subrogation available
  • Per Project Aggregate
  • 30 Day NOCs available
  • Higher primary limits often available
  • No ISO CG 2294 or similar exclusions for work performed by subcontractors
  • Earth Movement/Subsidence offered by most markets
  • No Super Montrose/Prior Acts Exclusion in most cases
  • Umbrella/Excess, Inland Marine, Commercial Auto, and Workers’ Compensation options also available

Document Downloads

Please see a brief list of Supplemental Applications listed below. Please contact our office for additional applications pertaining to specialized risks.

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