Virtus is positioned as the Rocky Mountain Region’s leading wholesaler for Cannabis related operations. As an emerging industry, many risks associated with the industry are untested or unknown and agents thus need to work with wholesalers that understand these risks.  Our team is dedicated to providing products for the Cannabis industry as it takes shape itself. We have multiple carrier partners to provide a wide range of solutions to meet your Cannabis clients' needs.

Program Highlights

  • "A" Rated carriers with A.M. Best
  • Coverage is only available in states that have legalized the sale of recreational or medical marijuana and growing facilities
  • General Liability and Property coverages available, Workers’ Compensation coming soon
  • Coverage for LRO, grow operations, dispensaries, bakeries, greenhouses, and buildings under construction available
  • Business Income coverage and Equipment Breakdown available
  • Professional Liability for Testing Labs available
  • $1,000 GL minimum premium per classification and $1,000 Property minimum premium applies
  • Up to $10M TIV per location available and up to $30M TIV per location considered
  • Premises/Ongoing Operations Liability will be provided on an occurrence basis at maximum limits of $1M occurrence/$2M aggregate
  • The total allowable limit for business income coverage may not exceed 50% of the total insured value
  • Theft sublimit of $25K for non-perishable/$5K for perishable BPP
  • Products and Completed Operations available

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