Virtus has the Excess and Umbrella appetite to handle small, middle, and large market accounts. The ability to write follow form and mono-line Excess allows Virtus to consider a wide array of business operations, and agents rely on our underwriting flexibility to supply their clients with financial security through excess limits. With capacity up to $25M on a lead or Excess basis, we can design programs for homogenous groups or provide coverage for a single small entity. We have the flexibility to fit each risk’s unique needs. We will consider most, if not all, of the classifications listed on the General Liability and Products sections.