LONGHOUSE

Habitational

Virtus Underwriting Group continues to expand our habitational program and market demands require changes.  We can provide solutions for both apartments and condominiums. While we can entertain larger accounts, our most competitive options emphasize risks that have less than $20 Million TIV per location. We can entertain accounts with a limited percentage of Section 8, elderly, or student housing.

Program Highlights:

  • $20M TIV capacity per location
  • Apartments and Condominiums accepted
  • Fixed wind/hail deductibles available
  • Flexible policy periods
  • High protection classes accepted
  • Historic Building register and historic communities can be considered with updates
  • Non-franchised hotel and motel complexes considered
  • Single and multi-unit dwellings accepted
  • Student housing, Section 8, and elderly developments accepted
  • Updates within the last 15 years preferred - Older properties without updates considered on Basic ACV cause of loss

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