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Tuesdays at Ten

| by Steve Brown06.30.2020
We Want YOUR Garage Accounts!

Virtus' specialty in writing garage business continues to shine as we regularly bind dealer, repair and other garage accounts. Our underwriting team has carved out a niche within this segment and thus our Agents can trust that their accounts are reviewed and underwritten by an extremely knowledgeable and experienced team.

• Auto Auctions
• Auto or Truck Dealer
• Auto/Truck Brokers
• Boat Dealer
• Consigned Auto Sales
• Equipment Dealers
• Heavy Truck Dealers
• Motorcycle Dealers
• RV/Trailer Dealers
• Auto/Truck Repair
• Boat Repair
• Equipment Repair
• Heavy Truck Repair
• Motorcycle Repair
• RV Repair
• Hail/Dent Repair
• Paint & Body Shop
• Car Wash/Detailing
• Parking & Valet
• Service Stations

• $750 minimum premium
• Garage Liability, Dealer's Open Lot, and Garagekeepers policies; Also available on a monoline basis
• Garage Liability Limit: Up to $5M available
• Fire Legal Liability Limit: Up to $300K
• New Ventures accepted
• Dealer Open Lot Limit: Up to $5M per location / $250K per auto
• Garagekeepers: Up to $5M per location
• Credits available if no losses
• Risks with large hail losses considered
• Other coverages available: DOC, Theft Buy-Back, False Pretense, and Broadened Coverage endorsement

Acords 125/128
Completed Supplemental
3-5 years loss runs
*Target Premium

• Exclusive Admitted General Liability carrier in select states, including Colorado
• Multiple E&S carrier options throughout the Western U.S.
• Targeting Excavation, Grading, & Landscaping
• Snow, concrete, and more work accepted
• No tract home limitations with some markets
• No Continuous/Progressive or Prior Acts Language
• Subsidence/earth movement coverage
• AI for Ongoing and Completed Operations, Primary and Noncontributory, Waiver of Subrogation, and Per Project Aggregate available
• New Residential, New Commercial, Industrial, Municipal and Oil & Gas accepted
• New ventures accepted
• Low deductible options available
• Minimum Premium as low as $2,500
• Additional policy options available for Workers’ Compensation, Inland Marine, Auto, Umbrella and Pollution Liability
• Integrated third-party risk management services available


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