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| by Steve Brown07.20.2020
In-House Authority for Lessor’s Risk Only Accounts

Virtus Underwriting Group has in house authority for a wide range of Lessor's Risk Only submissions. Whether habitational, commercial, or industrial risks, we can provide multiple solutions to cater to the insured. While we can entertain larger accounts, our most competitive markets that provide underwriting authority prefer risks that have less than $10 Million TIV per policy.


· $10M TIV capacity per policy*

· *Larger TIVs considered on a submit basis

· Flat wind/hail deductibles available

· Flexible policy periods

· Various property enhancements available

· High protection classes accepted

· PC 10 considered by referral

· Historic buildings considered

· Updates within the last 35 years preferred

· Highly competitive rates for all structure types

· Most classes considered for Lessor's Risk Only

· Residential Condominiums, Dwellings, Apartments, Hotels/Motels accepted

· Student housing, Section 8, and elderly care facilities accepted

· Additional challenging business tenants accepted including cannabis operations, bars/restaurants, garage operations, and manufacturing


Acords 125/140
Completed Supplemental
3-5 years loss runs
*Target Premium


• Exclusive Admitted General Liability carrier in select states, including Colorado
• Multiple E&S carrier options throughout the Western U.S.
• Targeting Excavation, Grading, & Landscaping
• Snow, concrete, and more work accepted
• No tract home limitations with some markets
• No Continuous/Progressive or Prior Acts Language
• Subsidence/earth movement coverage
• AI for Ongoing and Completed Operations, Primary and Noncontributory, Waiver of Subrogation, and Per Project Aggregate available
• New Residential, New Commercial, Industrial, Municipal and Oil & Gas accepted
• New ventures accepted
• Low deductible options available
• Minimum Premium as low as $2,500
• Additional policy options available for Workers’ Compensation, Inland Marine, Auto, Umbrella and Pollution Liability
• Integrated third-party risk management services available


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