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Doing business with a wholesaler should be easy.  We aim to make it that way, the following resources should help.

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Company News

WestPac & Virtus named Five-Star MGA by Insurance Business America

To Our Valued Partners –

Words can’t express how honored and humbled we are right now, but we will give it our best. Thank you to our retail partners for electing Western Pacific Insurance Network and Virtus Underwriting Group as a 2020 Five Star MGA and All Star MGA with Insurance Business America! It is a tremendous honor to receive such recognition as a regional, independent, and family-run wholesaler and is symbolic of the relationships that we value so very much. 

We also want to thank our employees and their families for their commitment, professionalism, and individuality that has helped set us apart. We appreciate what our team members have done to achieve these awards. This award is truly theirs.

While the awards are exciting, they are certainly not our pinnacle achievements and our commitment to our agents, carrier partners, and employees will only strengthen from here. We will continue to innovate, develop products, underwrite profitably, and cultivate talent that exemplifies the highest degrees of integrity, honesty, responsiveness, and knowledge.

Thank you again to all for helping us achieve these awards – your trust, support and relationships are deeply appreciated.

Sincerely,

Rick Richter - President, WestPac

Eric Richter - President, Virtus/VP Marketing

Jake Goin - CFO/COO, Partner

More information on the awards can be found here:

Five-Star Wholesale Brokers and MGA's 2020

All-Star Wholesale Partner: WestPac & Virtus

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| by WestPac/Virtus

04.09.2020

To Our Valued Partners –

Words can’t express how honored and humbled we are right now, but we will give it our best. Thank you to our retail partners for electing Western Pacific Insurance Network and Virtus Underwriting Group as a 2020 Five Star MGA and All Star MGA with Insurance Business America! It is a tremendous honor to receive such recognition as a regional, independent, and family-run wholesaler and is symbolic of the relationships that we value so very much. 

We also want to thank our employees and their families for their commitment, professionalism, and individuality that has helped set us apart. We appreciate what our team members have done to achieve these awards. This award is truly theirs.

While the awards are exciting, they are certainly not our pinnacle achievements and our commitment to our agents, carrier partners, and employees will only strengthen from here. We will continue to innovate, develop products, underwrite profitably, and cultivate talent that exemplifies the highest degrees of integrity, honesty, responsiveness, and knowledge.

Thank you again to all for helping us achieve these awards – your trust, support and relationships are deeply appreciated.

Sincerely,

Rick Richter - President, WestPac

Eric Richter - President, Virtus/VP Marketing

Jake Goin - CFO/COO, Partner

More information on the awards can be found here:

Five-Star Wholesale Brokers and MGA's 2020

All-Star Wholesale Partner: WestPac & Virtus

Read More
Tuesdays at Ten

Your One Stop Shop for GC’s and Developers!

WestPac is your entrusted source for Contractor’s General Liability Insurance for all Residential and Commercial GC's and Developers. With unique expertise in the construction industry, WestPac provides agents with highly competitive products for all of your construction risks.

Program Highlights:
• Only AM Best "A" rated markets
• Minimum premiums as low as $1,250
• ADMITTED options available in CO and UT
• Owners/Developers accepted
• Custom home builders, semi-custom, tract, and multi-family builders all accepted
• Binding and brokerage markets available
• Project Specific, WRAP, Pollution, Builder's Risk, Inland Marine, Property, and Umbrella/Excess Policies all also available for Home Builders

Coverage Options:
• Subsidence/Earth Movement
• Per Project Aggregate
• Additional Insured for Ongoing and Completed Operations
• Primary/Non-Contributory wording and Waiver of Subrogation
• Coverage for work performed by subcontractors
• Higher primary limits available
• Various deductible options
• Integrated industry partnerships with 3rd party Warranty, QA/QC, Associations, and Risk Management firms

WRAP PROGRAMS

WRAP Programs:
• Townhomes
• Condominiums
• Mixed-Use Projects
• Single Family Homes
• Apartment Builds
• Senior Living Facilities
• Schools
• Other Commercial Structures
• Street/Road Projects

Why choose a Wrap?
• Assured coverage for all subcontractors
• One defense representation in the event of a loss
• No fault allegations to be determined in the event of a loss
• Common goals shared by all subcontractors – cooperative risk management, safety, and quality work
• Completed Operations extended to statute of repose
• Third Party Administrator services ease troublesome subcontractor contract coordination
• Subcontractor premium recovery – Owner/Contractor does not need to cover the total premium cost

Key Highlights:
• Our carriers are recognized as industry leaders nationally
• Multi-family projects are highly desired – many subcontractors have multi-family exclusions
• Low minimum premiums
• Various deductible/SIR options available
• 12 to 48 month policy terms – options for the policy to respond to project “phases”
• “Pay as you Sell” options often available – Completed Operations premium is paid when certificate of occupancy or individual units are sold
• Rolling Wrap programs available
• Integrated risk management vendors – Third Party Administrators and QA/QC companies
• Pollution Wrap policies, Builder’s Risk, and Excess Liability also available

COMPLETE GENERAL LIABILITY SUBMISSION
Acords 125/126
Completed Supplemental
3-5 years loss runs
*Target Premium

3rd Annual 1Club Charity Classic
WestPac/Virtus' 3rd Annual 1Club Charity Classic is currently scheduled as planned and we’re thrilled that player and sponsor spots are filling up. Don't miss your opportunity to sponsor a hole and/or put a foursome together for the most unique golf tournament of the year! We were able to raise over $9,000 for HomeAid Colorado last year thanks to our sponsors and participants!

Due to overwhelming support of extending this format, we will be playing a FULL 18 HOLES! Thank you to all of our partners for making this amazing event a reality with your participation and generosity!

*Due to current COVID-19 conditions, only a hole sponsor sign will be allowed on tee boxes. Currently, no sponsors will be allowed to sit on the tee box, hand out swag, etc... We will pass along the most updated information to players and sponsors as we know more.

Find our more information here: conta.cc/2Dkvs9B

Read More
| by Steve Brown

07.07.2020

WestPac is your entrusted source for Contractor’s General Liability Insurance for all Residential and Commercial GC's and Developers. With unique expertise in the construction industry, WestPac provides agents with highly competitive products for all of your construction risks.

Program Highlights:
• Only AM Best "A" rated markets
• Minimum premiums as low as $1,250
• ADMITTED options available in CO and UT
• Owners/Developers accepted
• Custom home builders, semi-custom, tract, and multi-family builders all accepted
• Binding and brokerage markets available
• Project Specific, WRAP, Pollution, Builder's Risk, Inland Marine, Property, and Umbrella/Excess Policies all also available for Home Builders

Coverage Options:
• Subsidence/Earth Movement
• Per Project Aggregate
• Additional Insured for Ongoing and Completed Operations
• Primary/Non-Contributory wording and Waiver of Subrogation
• Coverage for work performed by subcontractors
• Higher primary limits available
• Various deductible options
• Integrated industry partnerships with 3rd party Warranty, QA/QC, Associations, and Risk Management firms

WRAP PROGRAMS

WRAP Programs:
• Townhomes
• Condominiums
• Mixed-Use Projects
• Single Family Homes
• Apartment Builds
• Senior Living Facilities
• Schools
• Other Commercial Structures
• Street/Road Projects

Why choose a Wrap?
• Assured coverage for all subcontractors
• One defense representation in the event of a loss
• No fault allegations to be determined in the event of a loss
• Common goals shared by all subcontractors – cooperative risk management, safety, and quality work
• Completed Operations extended to statute of repose
• Third Party Administrator services ease troublesome subcontractor contract coordination
• Subcontractor premium recovery – Owner/Contractor does not need to cover the total premium cost

Key Highlights:
• Our carriers are recognized as industry leaders nationally
• Multi-family projects are highly desired – many subcontractors have multi-family exclusions
• Low minimum premiums
• Various deductible/SIR options available
• 12 to 48 month policy terms – options for the policy to respond to project “phases”
• “Pay as you Sell” options often available – Completed Operations premium is paid when certificate of occupancy or individual units are sold
• Rolling Wrap programs available
• Integrated risk management vendors – Third Party Administrators and QA/QC companies
• Pollution Wrap policies, Builder’s Risk, and Excess Liability also available

COMPLETE GENERAL LIABILITY SUBMISSION
Acords 125/126
Completed Supplemental
3-5 years loss runs
*Target Premium

3rd Annual 1Club Charity Classic
WestPac/Virtus' 3rd Annual 1Club Charity Classic is currently scheduled as planned and we’re thrilled that player and sponsor spots are filling up. Don't miss your opportunity to sponsor a hole and/or put a foursome together for the most unique golf tournament of the year! We were able to raise over $9,000 for HomeAid Colorado last year thanks to our sponsors and participants!

Due to overwhelming support of extending this format, we will be playing a FULL 18 HOLES! Thank you to all of our partners for making this amazing event a reality with your participation and generosity!

*Due to current COVID-19 conditions, only a hole sponsor sign will be allowed on tee boxes. Currently, no sponsors will be allowed to sit on the tee box, hand out swag, etc... We will pass along the most updated information to players and sponsors as we know more.

Find our more information here: conta.cc/2Dkvs9B

Read More
Social

WestPac’s New Exclusive Excavation and Grading Program - In Case YOU Missed This!

WestPac’s DirtPac announcement a few weeks ago not only drove submissions, but several binds for our Agents! See below for more information and additional resources!

WestPac's Excavation and Grading Program, Including Exclusive Admitted and E&S General Liability Options

DirtPac PROGRAM HIGHLIGHTS
• Exclusive Admitted General Liability carrier in select states, including Colorado
• Multiple E&S carrier options throughout the Western U.S.
• Targeting Excavation, Grading, & Landscaping
• Snow, concrete, and more work accepted
• No tract home limitations with some markets
• No Continuous/Progressive or Prior Acts Language
• Subsidence/earth movement coverage
• AI for Ongoing and Completed Operations, Primary and Noncontributory, Waiver of Subrogation, and Per Project Aggregate available
• New Residential, New Commercial, Industrial, Municipal and Oil & Gas accepted
• New ventures accepted
• Low deductible options available
• Minimum Premium as low as $2,500
• Additional policy options available for Workers’ Compensation, Inland Marine, Auto, Umbrella and Pollution Liability
• Integrated third party risk management services available

DirtPac Resources

DirtPac Program Flyer

DirtPac Risk Management Resources - Conquer Risk Management

Equipment Floater Acord

General Liability Application

Inland Marine Acord

Workers' Compensation Application

Read More
| by Steve Brown

06.08.2020

WestPac’s DirtPac announcement a few weeks ago not only drove submissions, but several binds for our Agents! See below for more information and additional resources!

WestPac's Excavation and Grading Program, Including Exclusive Admitted and E&S General Liability Options

DirtPac PROGRAM HIGHLIGHTS
• Exclusive Admitted General Liability carrier in select states, including Colorado
• Multiple E&S carrier options throughout the Western U.S.
• Targeting Excavation, Grading, & Landscaping
• Snow, concrete, and more work accepted
• No tract home limitations with some markets
• No Continuous/Progressive or Prior Acts Language
• Subsidence/earth movement coverage
• AI for Ongoing and Completed Operations, Primary and Noncontributory, Waiver of Subrogation, and Per Project Aggregate available
• New Residential, New Commercial, Industrial, Municipal and Oil & Gas accepted
• New ventures accepted
• Low deductible options available
• Minimum Premium as low as $2,500
• Additional policy options available for Workers’ Compensation, Inland Marine, Auto, Umbrella and Pollution Liability
• Integrated third party risk management services available

DirtPac Resources

DirtPac Program Flyer

DirtPac Risk Management Resources - Conquer Risk Management

Equipment Floater Acord

General Liability Application

Inland Marine Acord

Workers' Compensation Application

Read More
Upcoming Events

Upcoming 1Club Charity Classic Information

1Club Charity Classic

WestPac/Virtus' 3rd Annual 1Club Charity Classic is currently scheduled as planned and we’re thrilled that player and sponsor spots are filling up.  Don't miss your opportunity to sponsor a hole and/or put a foursome together for the most unique golf tournament of the year! We were able to raise over $9,000 for HomeAid Colorado last year thanks to our sponsors and participants!

Due to overwhelming support of extending this format, we will be playing a FULL 18 HOLES! Thank you to all of our partners for making this amazing event a reality with your participation and generosity!

Pertinent Information:

Date: Wednesday August 12th, 2020

Where: The Homestead Golf Course

Time: 7:00am Registration / 8:15am Shotgun  

Putting Contest: 7:15am - 7:45am

Format: 1Club, 4-person scramble. We are increasing our format to a full 18 holes this year! Each team member still only gets 1 club to use. In a scramble format, all players hit their own tee shot then choose the best tee shot to play all four second shots from. Play continues like this until a team member puts their ball in the hole. Continue in this fashion for all 18 holes.

Cost: $120 per player; includes *breakfast, *lunch, range balls, golf, drink/raffle tickets. Contact  Alexandra Vacante   for more information on playing.

Sponsorship: Sponsorships ranging from $300 - $1,000. Contact Steve Brown for more information on sponsoring.

Register here

*Due to current COVID-19 conditions, only a hole sponsor sign will be allowed on tee boxes. Currently, no sponsors will be allowed to sit on the tee box, hand out swag, etc... We will pass along the most updated information to players and sponsors as we know more.

Read More
| by Steve Brown

06.23.2020

1Club Charity Classic

WestPac/Virtus' 3rd Annual 1Club Charity Classic is currently scheduled as planned and we’re thrilled that player and sponsor spots are filling up.  Don't miss your opportunity to sponsor a hole and/or put a foursome together for the most unique golf tournament of the year! We were able to raise over $9,000 for HomeAid Colorado last year thanks to our sponsors and participants!

Due to overwhelming support of extending this format, we will be playing a FULL 18 HOLES! Thank you to all of our partners for making this amazing event a reality with your participation and generosity!

Pertinent Information:

Date: Wednesday August 12th, 2020

Where: The Homestead Golf Course

Time: 7:00am Registration / 8:15am Shotgun  

Putting Contest: 7:15am - 7:45am

Format: 1Club, 4-person scramble. We are increasing our format to a full 18 holes this year! Each team member still only gets 1 club to use. In a scramble format, all players hit their own tee shot then choose the best tee shot to play all four second shots from. Play continues like this until a team member puts their ball in the hole. Continue in this fashion for all 18 holes.

Cost: $120 per player; includes *breakfast, *lunch, range balls, golf, drink/raffle tickets. Contact  Alexandra Vacante   for more information on playing.

Sponsorship: Sponsorships ranging from $300 - $1,000. Contact Steve Brown for more information on sponsoring.

Register here

*Due to current COVID-19 conditions, only a hole sponsor sign will be allowed on tee boxes. Currently, no sponsors will be allowed to sit on the tee box, hand out swag, etc... We will pass along the most updated information to players and sponsors as we know more.

Read More

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