Builder’s Risk

Builder’s Risk is among Western Pacific’s fastest growing lines of business. Underwritten with the assistance of our affiliate company, Virtus Underwriting Group, our program offers policies tailor-made for each risk’s specific demands whether new construction, renovations, or prior-start projects.

Program Highlights:

  • Residential, commercial, and infrastructure – all construction types
  • New construction, renovations, and prior-start projects
  • High protection classes accepted
  • Highly competitive rates for frame construction and high value buildings
  • Flexible policy periods
  • Admitted and E&S A.M. Best “A” and “A+” carriers
  • Single Shot or Reporting Forms

Single Shot Forms

  • Flexible policy periods
  • High capacity
  • Owner or contractor as named insured
  • CAT capacity available for wind & quake
  • Flood can be written in excess of NFIP

Reporting Forms:

  • Ideal for multiple projects within a year
  • Low minimum earned premiums
  • Monthly, annual, or blanket rates available
  • Options to cover pre-existing inventory
  • Wind capacity available
Click here to download our New & Ground Up Application (PDF Link) Click here to download our Renovation Application (PDF Link) Colorado Association of Home Builders